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How To Get A Fatburger Coupon Code
It’s no secret that Fatburger is one of the most delicious places to get a burger. But did you know that you can get a Fatburger coupon code to save even more on your next order? Here’s how:
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Sign up for the Fatburger newsletter
The first step to getting a Fatburger coupon code is to sign up for the Fatburger newsletter. By signing up, you’ll be the first to know about exclusive deals and promotions, as well as new menu items.
Follow Fatburger on social media
Another great way to get a Fatburger coupon code is to follow the restaurant on social media. Fatburger often posts deals and promotions on their Facebook and Twitter pages, so be sure to follow them for the latest news.
Check Fatburger.com for deals
If you’re looking for a Fatburger coupon code, the best place to start is on the restaurant’s website. Fatburger.com often has exclusive online deals that you won’t find anywhere else.
Join the Fatburger Rewards program
If you’re a frequent Fatburger customer, you should definitely sign up for the Fatburger Rewards program. With this program, you’ll earn points every time you make a purchase, which can be redeemed for free burgers, shakes, and more.
Ask for a Fatburger coupon code
If you can’t find a Fatburger coupon code anywhere, the best thing to do is simply ask. Many times, the restaurant will be happy to provide a code if you’re a loyal customer.
By following these tips, you’ll be sure to get a Fatburger coupon code that will save you money on your next order. So what are you waiting for? Get out there and start saving!
Read More »How To Find The Best Deluxe Coupon Codes
Deals and coupons are a great way to save money on your online shopping. But with so many deals and coupons out there, it can be hard to know where to start. That’s why we’ve put together this guide to finding the best deluxe coupon codes.
If you’re looking for a way to saving money with coupons, you’re in luck! Couponhicoupon got a few tips and tricks to help you get the most bang for your buck with coupon codes. They also have the best coupons and promo codes that are updated frequently, also many discounts that you won’t find anywhere else.
The first step is to sign up for the Deluxe mailing list. This way you’ll be among the first to know about any new coupons or deals. You can also follow Deluxe on social media, where they often post coupons and deals.
Next, take a look at deal sites like DealCatcher.com and Slickdeals.net. These sites aggregate deals and coupons from around the web, so you can be sure you’re getting the best deal.
Finally, always remember to read the terms and conditions of any deal or coupon before you use it. This way you’ll know exactly what you’re getting, and you won’t be caught out by any hidden fees or catches.
By following these tips, you’ll be sure to find the best deluxe coupon codes and save big on your next purchase!
The internet is a treasure trove of information and resources, and this is especially true when it comes to finding the best deals on the things you want and need. If you’re looking for deluxe coupon codes, there are a few things you can do to make sure you find the best ones possible.
First, take some time to research the company or brands you’re interested in. Read reviews, look for social media posts, and see what other people are saying. This will help you get an idea of what kinds of deals are available and where you might be able to find them.
Next, sign up for newsletters from your favorite companies. Many times, they’ll include exclusive offers and coupon codes that you can use. You may even be able to find some that are specific to your purchase or that can be used on future orders.
Finally, be sure to check back often. Companies are always offering new deals and discounts, so it’s worth it to keep an eye out. You never know when you might find just what you’re looking for.
By following these tips, you’ll be well on your way to finding the best deluxe coupon codes around. Happy shopping!
Read More »How To Use An IPad Without A SIM Card
If you have an iPad without a SIM card, you can still use it to connect to the internet. All you need is a Wi-Fi connection.
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If you want to use an iPad without a SIM card, you will need a Wi-Fi connection. Wi-Fi is a wireless technology that allows you to connect to the internet without using a cable.
You can find Wi-Fi hotspots in many public places, such as cafes, libraries, and airports. Most hotels also offer Wi-Fi.
To connect to a Wi-Fi network, you will need the name of the network (also called the SSID) and the password. You can usually find this information on a sticker on the router or in the documentation that came with the router.
Once you have the SSID and password, follow these steps:
1. Tap the Settings icon on the home screen.
2. Tap Wi-Fi.
3. Tap the switch to turn on Wi-Fi.
4. Tap the name of the Wi-Fi network that you want to join.
5. Enter the password for the Wi-Fi network.
6. Tap Join.
If the Wi-Fi network is secure, you will see a lock icon next to the name of the network.
You can also connect to a Wi-Fi network using your iPhone. Just make sure that your iPhone is connected to the same Wi-Fi network as your iPad.
If you want to use an iPad without a SIM card, there are a few ways to do it. You can use a Wi-Fi only iPad, which doesn’t require a SIM card, or you can use an iPad with a SIM card and just connect it to a Wi-Fi network. Here’s how to use an iPad without a SIM card.
If you have a Wi-Fi only iPad, you can still use it to browse the web, check email, and do many of the things you can do with a cellular iPad. The only difference is that you can’t make phone calls or send text messages, and you won’t be able to use data services like 3G or 4G.
If you have an iPad with a SIM card, you can use it on a Wi-Fi network just like a Wi-Fi only iPad. However, you’ll also be able to use data services like 3G or 4G when you’re not connected to a Wi-Fi network. This is handy if you want to use data services but don’t have a Wi-Fi connection available.
So, if you want to use an iPad without a SIM card, you can do it by using a Wi-Fi only iPad or by using an iPad with a SIM card and just connecting it to a Wi-Fi network.
Read More »How To Save Money On Your Home Security Camera System
When it comes to home security, there are few things more important than having a high-quality security camera system. However, security cameras can be quite expensive, and if you’re not careful, you can easily spend more than you need to.
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Here are a few tips to help you save money on your home security camera system:
Shop around
One of the best ways to save money on anything is to shop around. This is especially true for security cameras, as there is a wide range of prices out there.
Take your time to compare prices from different retailers, both online and offline. You might be surprised at how much you can save by simply doing a bit of research.
Look for sales and discounts
Another great way to save money on your home security camera system is to look for sales and discounts. Many retailers offer periodic sales on their security cameras, so it’s definitely worth keeping an eye out for these.
You can also sign up for newsletters from your favorite retailers to receive notifications about upcoming sales and discounts.
Buy in bulk
If you’re looking to save even more money, you can try buying in bulk. Many retailers offer significant discounts when you purchase multiple security cameras at once.
This is a great option if you’re looking to outfit your entire home with a security camera system. Just be sure to compare prices from different retailers to make sure you’re getting the best deal.
Shop online
Another great way to save money on your home security camera system is to shop online. Many online retailers offer significant discounts on security cameras, so it’s definitely worth checking out these options.
Be sure to compare prices from different online retailers to make sure you’re getting the best deal. Also, be sure to factor in shipping costs when you’re comparing prices.
DIY
If you’re handy and you don’t mind doing a bit of work, you can try installing your own home security camera system. This can be a great way to save money, as you won’t have to pay for professional installation.
Of course, this option is not for everyone, and it’s important to make sure you know what you’re doing before you attempt to install your own security camera system.
following these tips, you should be able to save money on your home security camera system. Just be sure to compare prices and shop around to make sure you’re getting the best deal.
Read More »10 Tips For Making The Most Of Your Virtual Assistant
Are you looking for ways to make the most of your virtual assistant services? If so, you’re in luck! Here are 10 tips to help you get the most out of your virtual assistant.
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Be prepared to learn. virtual assistants must have a great understanding of the company’s mission and goals in order to provide the best possible service. If you’re not prepared to learn about the company and its products, your virtual assistant won’t be a good fit.
Be friendly and professional. If you’re not friendly and professional, your virtual assistant will be less likely to want to work with you.
Be prepared to work hard. virtual assistants work long hours and must be able to stay on top of their responsibilities.
Be patient. If you’re not patient, your virtual assistant will eventually become frustrated with you.
Have a good attitude. You should have a good attitude in order to be a good virtual assistant.
Be prepared to learn. virtual assistants must have a great understanding of the company’s mission and goals in order to provide the best possible service. If you’re not prepared to learn about the company and its products, your virtual assistant won’t be a good fit.
Be prepared to work long hours. virtual assistants work long hours and must be able to stay on top of their responsibilities.
Be prepared to learn new things. virtual assistants must be prepared to learn new things in order to be a good fit for the company.
Be prepared to take initiative. If you don’t take initiative, your virtual assistant will become frustrated with you.
Be prepared to be a team player. If you’re not a team player, your virtual assistant will not want to work with you.
Read More »Customer Service Horror Stories
Customer service horror stories are all over the internet. From the person who is Cancelled on the spot, to the person who has to call back and forth to get their question answered, there are a ton of stories out there.
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To make things even worse, not all of these stories are actually true. In fact, some of these stories could actually be happening to you right now!
So, what are some of the most common customer service horror stories?
The person who is Cancelled on the spot
This is the story that everyone knows. somebody is cancelled on the spot, and they’re not able to reserve a room or anything. They just get a call back and are told that they won’t be able to come because of some other emergency.
The person who has to call back and forth to get their question answered
Another common customer service horror story is when the person has to call back and forth to get their question answered. Sometimes, the person is told that the answer to their question is already on the website, but they just can’t find it.
The person who is told that the answer to their question is already on the website
This is the story that is usually related to the website. Somebody is told that the answer to their question is already on the website, and they don’t even have to try to find it. Sometimes, the answer to their question is on the website, but they don’t know how to get around the fact that it’s a spoiler.
The person who is told that they can’t come to their appointment
Another common customer service horror story is when the person is told that they can’t come to their appointment. Sometimes, the person is told that they won’t be able to come to the appointment because of some other emergency.
The person who is told that they have to call back and forth to get their question answered
Another common customer service horror story is when the person has to call back and forth to get their question answered. Sometimes, the person is told that they have to call back and forth multiple times to get their question answered.
Read More »How To Get Paula’s Choice Coupon Code
If you’re a fan of Paula’s Choice skincare products, then you know that they can be a bit on the pricey side. But never fear! There are ways to get the most out of your Paula’s Choice coupon code so that you can save big on your next purchase. Here are our top tips:
Check for a Paula’s Choice promo code before you make your purchase. There are often codes available for 10-15% off your purchase, so it’s definitely worth checking before you buy. You can find codes by searching online or checking Paula’s Choice social media pages.
If you’re a member of Paula’s Choice Rewards, you can rack up points to use towards future purchases. You’ll earn 1 point for every $1 you spend, and you can redeem your points for discounts of up to 10% off. Not a member yet? Sign up now and you’ll get a coupon for 10% off your first purchase.
Paula’s Choice offers free shipping on all orders over $50, so if you’re close to that threshold it may be worth adding a few extra items to your cart to reach the free shipping minimum.
Take advantage of Paula’s Choice sales and clearance items to save even more. You can often find great deals on discontinued items or seasonal items that are being cleared out.
Sign up for the Paula’s Choice email list to stay in the know about upcoming sales and promotions. You’ll also get a coupon for 15% off your first purchase when you sign up.
By following these tips, you’ll be sure to get the most out of your Paula’s Choice coupon code and save big on your next purchase!
Welcome to our blog! If you’re looking for tips on how to get the most out of your Paula’s Choice coupon code, you’ve come to the right place.
We’ll start by saying that Paula’s Choice offers a variety of ways to save on your favorite products. In addition to our popular Paula’s Choice coupons, we offer a variety of discounts and promotions throughout the year.
So, whether you’re looking for a Paula’s Choice promo code for free shipping or a discount on your next purchase, be sure to check back often.
Now, let’s get to the good stuff…
Here are our top tips for getting the most out of your Paula’s Choice coupon code:
– First, be sure to sign up for our email list. We’ll send you exclusive offers and coupons that you won’t find anywhere else.
– Follow us on social media. We often share coupons and promotions on our Facebook, Twitter, and Instagram pages.
– Check our website regularly. We update our coupons and promotions regularly, so be sure to check back often.
– When you find a Paula’s Choice coupon code that you want to use, be sure to read the terms and conditions carefully. Some offers may be for new customers only or may require a minimum purchase amount.
– Have a question about a Paula’s Choice coupon code? Our customer service team is always happy to help. Give us a call at 1-800-7 Paula (1-800-772-8521).
We hope these tips help you get the most out of your Paula’s Choice coupon code. Happy shopping!
Read More »How To Get The Most Out Of Pep Boys Coupon Codes
Pep Boys offers a variety of coupons to help you save on your next purchase. To get the most out of your Pep Boys coupon codes, follow these simple tips:
Check the expiration date: Many Pep Boys coupons have an expiration date, so be sure to check before using.
Read the fine print: Some coupons have restrictions, so be sure to read the fine print before using.
Combine coupons: You can often save more by combining coupons with sale items.
Sign up for Pep Boys emails: By signing up for Pep Boys emails, you’ll be the first to know about exclusive coupons and deals.
Pep Boys offers a variety of coupons to help you save on your next purchase. To get the most out of your Pep Boys coupon codes, follow these simple tips:
First, find a coupon code that offers the biggest discount. You can do this by visiting the Pep Boys website and searching for coupons.
Next, read the terms and conditions of the coupon code to make sure that you qualify for the discount. For example, some codes may require you to spend a certain amount of money to get the discount.
Finally, enter the coupon code at checkout to apply the discount to your purchase.
By following these simple tips, you can save big on your next purchase at Pep Boys. So don’t wait, start shopping today!
It’s no secret that Pep Boys offers some of the best coupon codes in the business. But did you know that there are a few simple tricks you can use to get the most out of your Pep Boys coupon code? Here are a few tips to help you save even more money on your next purchase:
Check the expiration date: This may seem like a no-brainer, but it’s important to make sure that your Pep Boys coupon code is still valid before you use it. Coupon codes typically have a short shelf life, so if you’re using an expired code, you won’t be able to take advantage of the savings.
Compare prices: Not all Pep Boys coupon codes are created equal. Some codes may offer a bigger discount than others, so it’s important to compare prices before you make your purchase.
Read the fine print: Pep Boys coupon codes often come with certain restrictions, so be sure to read the fine print before you use a code. For example, some codes may only be valid on certain items, or they may only be valid for a limited time.
By following these simple tips, you can be sure that you’re getting the most out of your Pep Boys coupon code and saving money on your next purchase.
Read More »5 Ecommerce Conversion Optimization Mistakes That Could Be Costing You Sales
If you’re not seeing the conversion rate you want from your ecommerce store, it could be due to one of these common mistakes.
It’s no secret that conversion rate optimization (CRO) is essential for ecommerce success. After all, even a small improvement in your conversion rate can have a big impact on your bottom line.
But while CRO is important, it’s also notoriously difficult. There are a lot of factors that can affect your conversion rate, and it can be hard to know where to start when you’re trying to improve it.
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To help you get started, we’ve compiled a list of five common mistakes that can hurt your ecommerce conversion rate. If you’re making any of these mistakes, don’t worry – they’re all relatively easy to fix.
You’re Not Making Your Value Proposition Clear
Your value proposition is the main reason why someone should buy from you. It’s what sets you apart from your competitors and tells your customers why they should do business with you.
If your value proposition isn’t clear, customers won’t know why they should buy from you. They’ll be less likely to convert, because they won’t be sure that you’re the right store for them.
To fix this, make sure your value proposition is clear and prominently featured on your website. It should be one of the first things visitors see when they come to your site, and it should be easy for them to understand.
Your Website Is Slow
Your website’s loading speed is a major factor in your conversion rate. In fact, even a one-second delay in page load time can lead to a 7% decrease in conversions.
Slow loading times are frustrating for customers, and they’ll often leave a website that takes too long to load. If you want to keep people on your site and increase your conversion rate, you need to make sure your website is as fast as possible.
There are a few different ways you can speed up your website. One is to optimize your images – make sure they’re the right file size and format, and that you’re using a content delivery network (CDN) to serve them.
You should also make sure your website is running on a fast web server, and that you’re using caching to improve loading times. If you’re not sure how to do this, you can hire a developer to help you.
Your Website Is Not Mobile-Friendly
More and more people are shopping on their mobile devices, so it’s important to make sure your website is optimized for mobile. If it’s not, you’re likely losing out on a lot of potential sales.
There are a few things you can do to make your website more mobile-friendly. One is to make sure your site is responsive, so it looks good on all screen sizes.
You should also simplify your design, and make sure your buttons and links are big enough to be easily clicked on a mobile device. And finally, you need to make sure your site loads quickly on mobile – see point 2 for more on that.
You’re Not Making It Easy to Check Out
The checkout process is one of the most important parts of the customer journey, and it’s also one of the most common places where people abandon their carts.
There are a few things you can do to make the checkout process easier for your customers. One is to offer different payment options, so people can choose the one that’s best for them.
You should also allow customers to checkout as guests, so they don’t have to create an account. And finally, make sure the checkout process is as short and simple as possible – every extra step you add will increase the likelihood of abandonment.
You’re Not Offering Free Shipping
Free shipping is one of the most effective conversion rate optimization techniques. In fact, a study by ComScore found that 61% of shoppers are more likely to buy from a store if they offer free shipping.
If you’re not offering free shipping, you’re likely losing out on a lot of sales. To fix this, see if you can work free shipping into your business model. If you can’t, consider offering it as a threshold – for example, free shipping on orders over $50.
Read More »New Carl’s Jr Promo Gives You Free Food!
The fast food chain is giving away a free small fry and drink with any purchase. The offer is valid at participating Carl’s Jr. locations nationwide.
To get the free food, simply mention the offer at the register. The promotion is only valid for one per customer, and it’s only available while supplies last. So if you’re planning on getting your free food, you’ll want to head to Carl’s Jr. sooner rather than later.
And if you’re not in the mood for fries, Carl’s Jr. is also offering a free small drink with any purchase of a burger or chicken sandwich. So there’s something for everyone in this new promotion.
If you’re looking for a great deal on your next purchase, make sure to check out Diskonio coupons page! They’re regularly update coupons to ensure that you’re getting the best possible deal on your purchase.
Whether you’re a fan of Carl’s Jr. or not, this is a great deal that you won’t want to miss. So head to your nearest Carl’s Jr. location and enjoy some free food today.
Do you love getting free stuff? Of course you do! Who doesn’t love free stuff? Well, Carl’s Jr. is giving away free food to everyone who visits their restaurant today!
That’s right, Carl’s Jr. is giving away free food to everyone who visits their restaurant today! So what are you waiting for? Hurry on down to your nearest Carl’s Jr. and enjoy some free food!
And if you can’t make it to Carl’s Jr. today, don’t worry – they’ll be giving away free food again tomorrow! So be sure to check back here tomorrow for another chance to score some free food from Carl’s Jr.!
Read More »How Do Leases Affect Your Credit Score?
Your credit score is a number that lenders use to determine your creditworthiness. This number is based on your credit history, which is a record of your financial activities. Leases are just one type of financial activity that can affect your credit score.
When you sign a lease, you are agreeing to make regular payments on a piece of property, such as an apartment or a car. These payments are reported to the credit bureaus, and they can have a positive or negative impact on your credit score.
If you make your lease payments on time, it will improve your credit score. However, if you miss payments or default on your lease, it will damage your credit score.
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When you’re considering whether to sign a lease, it’s important to think about how it will affect your credit score. If you’re not sure whether you can make the payments, it’s better to rent than to lease.
Your credit score is one of the most important factors in your financial life. It is used by lenders to determine whether you are a good risks for a loan, and it can affect the interest rate you pay on a loan. A high credit score means you’re a low-risk borrower, which could lead to a lower interest rate on a loan. A low credit score could lead to a higher interest rate and could mean you won’t be approved for a loan at all.
Leases can affect your credit score in a few ways. First, if you’re behind on your rent payments, your landlord could report this to the credit bureaus. This late payment could stay on your credit report for up to seven years, and it will lower your credit score.
Another way leases can affect your credit score is if you decide to break your lease. When you sign a lease, you’re agreeing to pay rent for a set period of time, usually one year. If you move out before your lease is up, you may be responsible for paying the remainder of your rent, plus any fees associated with breaking your lease. This could damage your credit score if you don’t pay what you owe.
If you’re thinking of leasing an apartment, it’s important to know how it could affect your credit score. Be sure to make all your rent payments on time, and if you do need to break your lease, be prepared to pay what you owe.
Thanks for reading!
Read More »All-You-Can-Eat Ribs For Just $19.99!
The other day, I was perusing the menu at my favorite restaurant, when I noticed something that caught my eye. All-you-can-eat ribs for just $19.99! I was intrigued, to say the least.
I love ribs, and I love a good deal, so this seemed like the perfect combination. I asked the waiter for more information, and he explained that the deal was available for dinner only, and that it included one side dish.
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I ordered the ribs and they were absolutely delicious. The meat was tender and juicy, and the sauce was perfect. I could have eaten them all night.
And the best part? The price. For all-you-can-eat ribs, $19.99 is an incredible deal. I will definitely be back for more.
Welcome to my blog! I’m so glad you’re here. Today, I’m going to be talking about an amazing deal that I recently found – all-you-can-eat ribs for just $19.99!
I love ribs. They’re my favorite food. And I’m always on the lookout for a good deal. So when I saw this, I had to share it with all of you.
This deal is from a restaurant called “Smokey Bones.” It’s a chain, so there’s probably one near you. And it’s a great deal – all-you-can-eat ribs for just $19.99!
The ribs are delicious. And the price is unbeatable. If you love ribs, or if you’re just looking for a great deal, definitely check out Smokey Bones. You won’t be disappointed!
Welcome to our blog! Here, we’ll be discussing all things related to food and drink. In particular, we’ll be talking about our all-you-can-eat ribs deal that’s just $19.99!
This is an incredible deal that you won’t find anywhere else. For just $19.99, you can get all-you-can-eat ribs! That’s right, as many ribs as you can eat for just $19.99.
This deal is available for a limited time only, so be sure to take advantage of it while you can. We hope to see you soon!
Read More »How Mortgage Freedom Can Help You Achieve Your Dreams
Most people have a dream in life. For some, it’s to own their own home. For others, it’s to retire early and enjoy a comfortable lifestyle. No matter what your dream is, mortgage freedom can help you achieve it.
What is mortgage freedom? It’s simply the act of paying off your mortgage as quickly as possible. While this may seem like a daunting task, it’s actually quite achievable if you’re willing to put in the effort.
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There are a number of benefits to becoming mortgage free. First, you’ll have more disposable income each month since you won’t be making mortgage payments. This extra money can be used to save for retirement, travel, or anything else you want to do.
Second, you’ll have peace of mind knowing that you own your home outright. This can be a huge weight off your shoulders, especially if you’re worried about losing your home to foreclosure.
Finally, becoming mortgage free can help you achieve your dreams. If you’ve always wanted to retire early, for example, you can use the extra money you’re saving to make that happen.
If you’re ready to start working towards mortgage freedom, there are a few things you can do to get started. First, make sure you’re making all your mortgage payments on time. This will help you build up equity in your home and pay off your mortgage faster.
Second, consider making additional payments each month. Even an extra $50 or $100 can make a big difference over the life of your loan.
Finally, refinance to a shorter loan term if possible. This will increase your monthly payments, but you’ll pay off your mortgage faster and save money in the long run.
No matter what your dream is, mortgage freedom can help you achieve it. If you’re ready to start working towards a bright future, follow the tips above and start down the path to mortgage freedom today.
Read More »What To Include In A Sick Day Letter To Your Boss
When you’re feeling under the weather, the last thing you want to do is go to work. But sometimes, you just can’t afford to take a day off. If you have to call in sick, it’s important to let your boss know as soon as possible. But what should you say?
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Here are a few tips for what to include in a sick day letter to your boss:
Keep it short and to the point
There’s no need to go into great detail about your symptoms. Just let your boss know that you’re not feeling well and won’t be able to come in to work today.
Offer to make up the work
If you’re able to, offer to make up the work you’ll miss today. This shows that you’re still committed to your job, even when you’re not feeling your best.
Thank your boss for understanding
Sick days can be a pain for everyone involved. Thank your boss for understanding and let them know you’ll be back to work as soon as possible.
Following these tips will help you call in sick without making your boss stress out. So next time you’re feeling under the weather, don’t hesitate to put these tips into action.
Read More »How To Properly Prepare For A Phone Interview
One of the most important things you can do to prepare for a phone interview is to make sure you have a quiet, private place to conduct the interview. This means no background noise, no distractions, and no interruptions. You want to be able to focus all of your attention on the interviewer and the questions they’re asking.
In addition to finding a quiet place, you should also make sure you have a good phone signal. There’s nothing worse than trying to conduct a phone interview in a place with poor reception. If you can, try to find a place with a landline phone. This will help ensure that you have a clear connection.
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Another important tip is to have a copy of your resume and the job listing in front of you. This way, you can refer to them if you need to. You don’t want to be fumbling around trying to find these things while you’re on the phone with the interviewer.
Finally, make sure you’re prepared to answer common phone interview questions. This doesn’t mean you need to memorize a script, but you should have a general idea of how you’ll answer questions about your experience, your skills, and why you’re interested in the job.
By following these tips, you can help ensure that you have a successful phone interview.
When it comes to phone interviews, preparation is key. By taking the time to properly prepare for your phone interview, you’ll be able to make a great impression and increase your chances of landing the job. Here are a few tips to help you prepare for a phone interview:
Do your research. Before your phone interview, take some time to research the company and the position you’re applying for. This will help you be better prepared to answer questions about the company and the role during your interview.
Prepare your answers. Phone interviews are usually conducted using a scripted set of questions. This means that the interviewer will likely ask you the same questions that they ask all of the candidates. By preparing your answers in advance, you’ll be able to give great responses and really stand out from the other candidates.
Practice, practice, practice. In addition to preparing your answers, it’s also important to practice your delivery. This means that you should rehearse your answers out loud so that you’re comfortable with them. You should also pay attention to your tone and try to sound natural and relaxed during your practice runs.
Make sure you’re available. One of the most important things you can do to prepare for a phone interview is to make sure you’re available at the time of the interview. This means that you should clear your schedule and make sure you have no distractions. If you have to take the call in a public place, make sure you’re in a quiet area where you won’t be interrupted.
Be prepared to answer questions about yourself. In addition to questions about the company and the role, you should also be prepared to answer questions about yourself. Be ready to talk about your experience, your skills, and why you’re the best candidate for the job.
By following these tips, you’ll be well on your way to acing your phone interview. Just remember to relax and be yourself, and you’ll do great!
Read More »How To Get The Most Out Of Your Fashion Nova Codes
Fashion Nova codes are a great way to save money on your online shopping. But how can you make sure you’re getting the most out of them? Here are a few tips:
Check the terms and conditions
Before you use a Fashion Nova code, it’s important to check the terms and conditions. This way you’ll know if there are any restrictions on what you can buy, or how much you can save.
Compare prices
Fashion Nova codes can be a great way to save money, but only if you compare prices first. There are plenty of other online retailers that sell similar items, so make sure you compare prices before you buy.
Look for expiration dates
Some Fashion Nova codes may have expiration dates, so it’s important to check for these before you use them. If a code has expired, it’s likely that you won’t be able to use it, so it’s best to check before you start shopping.
Read the reviews
If you’re not sure about an item, or you’re not sure if a Fashion Nova code will work, it’s always a good idea to read the reviews. There are plenty of reviews online, so you should be able to find what you’re looking for.
Know your sizes
Fashion Nova codes can be a great way to save money, but only if you know your sizes. Make sure you know your measurements before you start shopping, so you can be sure to find the perfect fit.
following these simple tips, you can be sure you’re getting the most out of your Fashion Nova codes. Happy shopping!
Read More »5 Tips For Getting Your Breastfed Baby To Take A Bottle
It can be difficult to get your breastfed baby to take a bottle, but it is possible! Here are 5 tips to help you out:
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Introduce the bottle early on
The earlier you introduce the bottle, the easier it will be for your baby to take it. Try giving them a bottle of expressed milk or water at around 4-6 weeks old.
Use a paced bottle feeding technique
Paced bottle feeding is when you mimic the way baby nurses at the breast. This means holding the bottle horizontally, letting the baby control the flow of milk, and burping them often.
Have someone else give the bottle
If possible, have someone else give the baby the bottle while you are out of the house. This way, they won’t associate you with the bottle and will be more likely to take it.
Try a different type of bottle
There are many different types of bottles on the market, so if your baby is having trouble with one type, try another. You may need to experiment to find the right one for your baby.
Be patient
It may take some time and patience, but eventually, your baby will take a bottle. Do not give up and keep trying!
Read More »How To Get The Most Out Of Your Applebee’s Coupons
Applebee’s coupons are a great way to get discounts on your favorite foods. However, there are a few things you should know before you use them.
You can also find coupons online on websites like RetailMeNot.com, Dealvario and Coupons.com. When you find a coupon for an item you need, make sure to print it out or save it to your phone so you have it with you when you go to the store.
Here are some tips to help you get the most out of your Applebee’s coupons:
Read the fine print. Applebee’s coupons usually have some restrictions, such as only being valid for certain menu items. Be sure to read the fine print on your coupons so you know what you can and can’t use them for.
Plan your order in advance. If you know what you want to order before you go to the restaurant, you can save time by having your coupons ready. This way, you won’t have to waste time looking for the right coupons when you’re ready to order.
Use multiple coupons. If you have more than one Applebee’s coupon, you can use them all on one order. This is a great way to get a bigger discount on your meal.
Check expiration dates. Applebee’s coupons usually have expiration dates, so be sure to use them before they expire.
Ask about special deals. Applebee’s often has special deals that you can take advantage of if you ask about them. For example, you might be able to get a discount if you order a certain number of items.
By following these tips, you can make the most out of your Applebee’s coupons and save money on your next meal.
Read More »10 Things You Should Never Say To Your Employees
“That’s not my problem.”
When an employee comes to you with a problem, it becomes your problem. Whether it’s a work-related issue or a personal issue, you need to be there for your employees.
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“I don’t care.”
Caring is one of the most important qualities of a good leader. If you don’t care about your employees, they won’t care about their work.
“You’re not doing it right.”
If an employee is doing something wrong, it’s your job to help them fix it. Yelling at them or telling them they’re doing it wrong will only make them feel bad and won’t help them improve.
“That’s not how we do it here.”
Rigidity is the enemy of creativity. If you’re always telling your employees that they’re doing things wrong, they’ll never feel like they can try new things or be innovative.
“I’m the boss, so do what I say.”
This is a surefire way to turn your employees against you. No one likes to be bossed around, and your employees will resent you if you try to control them.
“I don’t have time for this.”
Make time for your employees. They’ll appreciate it, and it will show them that you care about them.
“This is how we’ve always done it.”
Just because something has always been done a certain way doesn’t mean it’s the right way to do it. Be open to new ideas and willing to change the way things are done.
“That’s not in my job description.”
Your job description is a guide, not a rulebook. If an employee needs help with something, do your best to help them, even if it’s not technically your job.
“I don’t need your help.”
No one is perfect, and everyone needs help from time to time. Asking for help shows that you’re humble and that you care about doing things the right way.
“I don’t care what you think.”
Your employees’ opinions matter, and you should care about what they think. If you dismiss their ideas out of hand, they’ll feel like their work is worthless.
Read More »How To Avoid Getting Hit With A High Credit Card Hold From Dollar Car Rental
We’ve all been there. You’re at the rental car counter, trying to check out after a long day of travel, and the agent asks if you want to add a surcharge to your credit card for a “hold” on your account. You politely decline, but they insist, telling you it’s just a formality and you’ll get the money back when you return the car.
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Reluctantly, you agree, only to find out later that your credit card was charged $200 or more. What gives?
Here’s the thing: when you rent a car, the company puts a “hold” on your credit card account for the estimated amount of the rental (plus a little extra for insurance and other charges). This is a way of making sure you don’t skip out on the bill.
However, some rental car companies (Dollar is one of them) have been known to put an excessively high hold on your account – often more than the actual cost of the rental. So when you return the car and they process your final charges, you end up getting a refund for the difference.
While this may not seem like a big deal, it can cause problems if you don’t have enough available credit on your card to cover the hold. This can result in your card being declined, or you may be hit with an overdraft fee if you have a checking account linked to your credit card.
The good news is that there are a few things you can do to avoid getting hit with a high credit card hold from Dollar (or any other rental car company).
Pay with a debit card.
If you use a debit card to pay for your rental car, the company will usually only put a hold on your account for the actual amount of the rental (plus any taxes and fees). This means you won’t have to worry about a refund later, and you won’t have to worry about having enough available credit on your card.
Use a credit card with a high credit limit.
If you use a credit card with a high credit limit, you’re less likely to have problems with a hold. This is because the company will only put a hold on your account for a small percentage of your total credit limit.
For example, if your credit limit is $5,000 and the company puts a hold of $200, that’s only 4% of your total credit limit. However, if your credit limit is only $1,000, that $200 hold is a much larger chunk – 20% of your total credit limit.
Use a credit card that offers “cash back” or other rewards.
Some credit cards offer rewards like “cash back” or “points” for every dollar you spend. If you use one of these cards to pay for your rental car, you may be able to offset the cost of the hold with the rewards you earn.
For example, if your credit card gives you 1% cash back on all purchases, you’ll get $2 back for every $200 that’s put on hold.
Ask the rental car company to lower the hold amount.
If you’re concerned about having a high hold placed on your account, you can always ask the rental car company to lower the amount. They may not be willing to do this, but it’s always worth a try.
Pay with a prepaid debit card.
If you’re really worried about getting hit with a high credit card hold, you can always use a prepaid debit card. These cards can be loaded with a specific amount of money, and they can be used just like a regular debit or credit card.
The only downside to this option is that you’ll need to load the card with enough money to cover the cost of the rental, plus any taxes and fees.
The best way to avoid getting hit with a high credit card hold from Dollar (or any other rental car company) is to pay with a debit card. However, if you don’t have a debit card, you can try one of the other options on this list.
Read More »Shop Macy’s Deal Of The Day And Save Big
Today’s Macy’s Deal of the Day is all about new deals every day. Check back each day to see what’s on sale. From clothing to home decor, there’s something for everyone.
We all love a good deal, and Macy’s Deal of the Day is the perfect place to find them. Every day, a different item or group of items is on sale at a deep discount. So whether you’re looking for a new outfit or some home decor, be sure to check back each day to see what’s on sale. Plus, you never know what you might find.
Welcome to Macy’s Deal of the Day, where we bring you new deals every day! Check back often for the latest deals on clothing, shoes, accessories, home goods and more.
Today’s deal is 20% off all women’s shoes! Whether you’re looking for a new pair of sneakers, heels or sandals, we’ve got you covered. Plus, we’ve got a great selection of sizes and widths to ensure you find the perfect fit.
Don’t wait, shop now and save!
Welcome to Macy’s Deal of the Day, where we bring you fresh deals every day! Check back often to see our latest offers, and be sure to take advantage of our free shipping and free returns on eligible items!
Today’s Deal of the Day is all about giving you more for your money! Shop our special selection of clearance items and save on your favorites! Whether you’re looking for clothing, shoes, handbags, or home goods, we’ve got you covered!
Shop now and save! These deals won’t last long, so don’t wait!
We all love a good deal, and Macy’s is one of the best places to find them! Every day, Macy’s releases a new “Deal of the Day” – a special offer on one item or group of items in their store. These deals are usually only valid for that day, so you have to act fast to get in on them.
But what if you missed the deal of the day? Don’t worry, because Macy’s releases a new deal every day! So you can always check back to see what new deals are available. And with Macy’s huge selection of items, there’s sure to be a deal that’s perfect for you.
So what are you waiting for? Check out Macy’s Deal of the Day today and start saving!
Read More »How To Set Up Your Apple TV 4K
If you’re looking to get the most out of your new Apple TV 4K, you’re going to want to make sure you have it set up properly. Here’s a quick guide on how to do just that.
First, you’ll need to connect your Apple TV 4K to your TV. If you have an HDR-compatible TV, you’ll want to make sure you’re using an HDMI 2.0a cable.
Once your Apple TV 4K is connected, you’ll need to set it up. The process is similar to setting up any other Apple TV, but there are a few 4K-specific options you’ll want to make sure you enable.
To start, open the Settings app on your Apple TV 4K and go to the Video section. Here, you’ll want to make sure that both the Match Dynamic Range and Match Frame Rate options are turned on.
These two options will ensure that your Apple TV 4K is outputting video at the highest possible quality for your TV.
Next, go to the Audio section of the Settings app and make sure that the Dolby Atmos option is turned on. This will ensure that you’re getting the best possible audio quality from your Apple TV 4K.
Once you’ve got your audio and video settings sorted, you’ll want to make sure your Internet connection is up to the task of streaming 4K content.
To do this, go to the Network section of the Settings app and make sure that your Internet connection is fast enough to support 4K streaming.
The Apple TV 4K requires a minimum download speed of 25Mbps to stream 4K content, so if your connection is slower than that, you’ll want to upgrade to a faster plan.
Once you’ve got your Apple TV 4K all set up, you’re ready to start streaming 4K content.
There are a few things to keep in mind when streaming 4K content, though.
First, not all content is available in 4K. While most major streaming services like Netflix and Amazon Prime Video offer some 4K content, you won’t find 4K content on every show or movie.
Secondly, 4K streaming uses a lot of data. If you have a data cap on your Internet plan, you’ll want to be mindful of how much 4K content you’re streaming.
And finally, 4K streaming requires a lot of bandwidth. If you’re streaming 4K content and notice that your Internet connection is slowing down, you may want to upgrade to a faster plan.
But other than those few things, streaming 4K content on your Apple TV 4K is just like streaming any other type of content. So sit back, relax, and enjoy the show.
Read More »How to get the best wine deals online
It can be tough to find good wine deals online. There are so many options and so many different websites that it can be difficult to know where to start. But with a little bit of research, you can find some great deals on wine. Here are a few tips to help you get started:
1. Know what you want: It can be helpful to have an idea of what you’re looking for before you start shopping around. Do you want a specific type of wine? A certain price range? A particular region? Once you know what you’re looking for, you can narrow down your search and find the best deals at Icoinvestments.
2. Compare prices: Once you know what you want, it’s time to start comparison shopping. There are a few different ways to do this. You can use a site like Wine-Searcher.com, which allows you to compare prices from different retailers. Or you can go to each individual retailer’s website and compare prices that way. Either way, it’s important to compare prices from different sources before you buy.
3. Check for sales and discounts: Many retailers offer sales and discounts on wine, so it’s always worth checking for those. You can often find good deals on wine if you buy it during a sale. And some retailers offer discounts if you buy a certain amount of wine. So if you’re planning on buying multiple bottles, it’s worth checking to see if you can get a discount.
4. Join a wine club: Wine clubs are a great way to get access to exclusive deals and discounts on wine. They also usually offer free shipping, which can save you even more money. And most importantly, they’re a great way to discover new wines that you’ll love.
5. Sign up for newsletters: Many retailers offer newsletters that you can sign up for. These newsletters often include exclusive deals and discounts that you won’t find anywhere else. So if you’re looking for the best deals on wine, it’s worth signing up for a few newsletters.
Following these tips should help you find some great deals on wine. So don’t be afraid to shop around and compare prices. With a little bit of effort, you can find the best wine deals online.
Read More »How To Make Your Computer Run Faster With Simple Changes
You don’t need to be a tech expert to make your computer run faster. Just follow these simple steps and you’ll see a difference.
Restart your computer
This may seem like an obvious one, but you’d be surprised how many people don’t restart their computers regularly. Just shutting down and turning on your computer again can help it run faster and smoother.
Delete unnecessary files and programs
Over time, your computer can start to fill up with files and programs you don’t need. This can slow down your computer, so it’s a good idea to delete anything you don’t use.
Defragment your hard drive
When you save or delete files, your computer doesn’t always store them in one continuous block. This can make it take longer for your computer to access these files. Defragmenting your hard drive puts all the files back in one place, so your computer can access them faster.
Clean up your desktop
A cluttered desktop can slow down your computer. If you have a lot of shortcuts and files on your desktop, consider moving them to a different location, such as a folder on your hard drive.
Run a virus scan
Viruses and malware can slow down your computer by taking up resources and causing errors. Running a virus scan can help remove these programs and speed up your computer.
Update your software
Outdated software can be a big drag on your computer’s performance. Make sure you’re always using the latest version of your programs, and consider setting your software to update automatically.
Change your power settings
If you’re using a laptop or tablet, you can save battery power by changing your power settings. But this can also help your computer run faster, because it won’t be working as hard to power the display and other components.
Add more memory
If your computer is more than a few years old, it might be time to add more memory. This can help your computer run faster, especially if you’re running multiple programs at the same time.
Get a faster computer
If you’ve tried all of these tips and your computer is still slow, it might be time for an upgrade. A new computer can make a big difference in your productivity and enjoyment.
Read More »How To Improve Your Credit Score
Your credit score is important. It’s a three-digit number that lenders use to assess the risk of lending you money. A high credit score means you’re a low-risk borrower, which could lead to a lower interest rate on a loan. A low credit score could lead to a higher interest rate and could mean you won’t be approved for a loan at all.
There are a few things you can do to improve your credit score. Here are some tips:
1. Check your credit report for errors.
2. Make all of your payments on time.
3. Keep your credit card balances low.
4. Use a mix of different types of credit.
5. Don’t open too many new credit cards at once.
6. Keep old accounts open.
7. Don’t close unused credit cards.
8. Use your credit cards wisely.
9. Monitor your credit score.
10. Get help if you need it.
Checking your credit report for errors is a good place to start. You can get a free copy of your credit report from each of the three major credit bureaus – Experian, Equifax, and TransUnion – once a year. You can also get your credit score from each of the credit bureaus for a fee.
If you find an error on your credit report, you can file a dispute with the credit bureau.
Making all of your payments on time is one of the most important things you can do to improve your credit score. Payment history is the most important factor in your credit score, so it’s important to make all of your payments on time, every time.
You should also keep your credit card balances low. Your credit utilization – the amount of credit you’re using compared to your credit limit – makes up 30% of your credit score. So, if you have a $1,000 credit limit, you should keep your balance below $300.
Another thing you can do to improve your credit score is to use a mix of different types of credit, such as revolving credit (like credit cards) and installment credit (like auto loans). This is called your credit mix, and it makes up 10% of your credit score.
You should also avoid opening too many new credit cards at once. Every time you open a new credit account, it results in a hard inquiry on your credit report. Too many hard inquiries can hurt your credit score.
It’s also a good idea to keep old accounts open. Closing an account won’t make it disappear from your credit report, and it can actually hurt your credit score.
Similarly, you shouldn’t close unused credit cards. Having a lot of available credit can actually be a good thing, because it shows lenders you’re not using all of your available credit.
Of course, using your credit cards wisely is also important. That means using them for things like gas and groceries, and paying off your balance in full every month.
Monitoring your credit score is a good way to see how your actions are affecting your credit. You can get your credit score from each of the credit bureaus for a fee.
If you’re having trouble improving your credit score, you can get help from a credit counseling or credit optimization service.
Read More »How to spot a bargain online
It seems like every day there’s a new story about someone being scammed out of their hard-earned money by an online retailer. Whether it’s a phishing attack, fake coupons, or bogus “free†trials, there are a lot of ways that unscrupulous people can take advantage of shoppers who are just trying to get a good deal.
Here are a few tips to help you avoid being scammed the next time you’re shopping online:
1. Know who you’re dealing with.
Before you hand over your credit card information, make sure you know who you’re dealing with. Do some research on the company and read customer reviews to see what other people’s experiences have been.
2. Watch out for red flags.
Be wary of any online retailer that doesn’t have a physical address listed on their website, or that uses a PO Box instead. Also, be suspicious of any company that asks for personal information that doesn’t seem relevant to the transaction, like your Social Security number or bank account number.
3. Don’t click on links in email messages.
If you get an email that looks like it’s from an online retailer, don’t click on any links in the message. It’s possible that the email is a phishing scam, and clicking on the link could take you to a fake website that will steal your personal information.
4. Use a credit card instead of a debit card.
If you do end up getting scammed, you’ll have a lot more recourse if you used a credit card instead of a debit card. With a credit card, you can dispute the charges and potentially get your money back. With a debit card, once the money is gone, it’s gone for good.
5. Keep a record of your transactions.
Whenever you make a purchase online, save a copy of the confirmation page or email. That way, if there’s ever a problem with the transaction, you’ll have a record of what you purchased and when.
Following these tips won’t guarantee that you’ll never get scammed, but it will help reduce your risk. Just remember to be vigilant and to always use common sense when shopping online.
Read More »10 Great Ideas for Low-Cost Family Vacations
A great vacation doesn’t have to be a source of financial strain. It helps to take advantage of money-saving tips that apply to airfare, accommodations, food and other travel-related issues, but you can save even more by finding a low-cost destination. If you are flexible and willing to do a little research, you can enjoy a relaxing vacation without making a huge impact on your finances. Here are ten great ideas for fun and frugal vacations.
1. Go camping.
You probably won’t have to travel far to find a nice campsite, and the beauty of nature is exhilarating, abundant and absolutely free. If you don’t have your own camping equipment, you can rent it, borrow it from friends or buy used camping equipment.
You can also save by teaming up with friends, neighbors or even co-workers for a fun camping weekend. Sharing costs or bartering with fellow campers can turn this idea into one of the most affordable vacations you’ve ever had. To start making your camping plans, visit US-Parks.com for a comprehensive list of national parks and campgrounds across America. If you prefer a no-cost campsite, try your own backyard.
2. Have some fun on an organic farm.
World-Wide Opportunities on Organic Farms (WWOOF) is a network that connects volunteers to organic farms. In exchange for half a day of work on the sponsored farm, you can receive free food and lodging from the farm’s owners. The experience is a great option for people who are interested in greener living. It’s fun and educational for kids, it encourages physical activity, and it won’t injure your wallet.
3. Plan a history tour.
What are some historical places within driving distance? Many historic attractions are designed to entertain both adults and children, and admission is often cheap or even free. Some major cities offer guided historical trolley tours or walking tours that highlight local attractions. If you really love history, extend your travels to several neighboring states.
4. Visit a major city for a frugal shopping spree.
Just because you want to save money doesn’t mean that you can’t spend any at all. If you love to shop for bargains, why not make it an official event? Pick any major city that offers great retail options. A little research will help you find the best discount outlets, warehouse stores and antique or thrift malls. Find budget-friendly accommodations in the area, and then set a shopping budget so you can enjoy your vacation without worry. Be sure to reserve funds for the destination’s other attractions. If you will be tempted to overspend, leave credit cards at home or in someone else’s care.
5. Let flight specials dictate your destination.
If you keep track of airfare deals, you will often see incredible bargains on flights to specific destinations. Although these might not be the spots you had in mind, if you want to travel some distance away from your home for your vacation, this is one way to do it without paying ridiculous prices. When one of these special deals becomes available, do a little research to see what the city has to offer. It might be more fun to visit than you think.
6. Scout out theme park discounts.
Major theme parks collaborate with area businesses, restaurants, and other national brands for promotional purposes. If you keep your eyes and ears open and check your favorite theme park’s website frequently, you may find a great deal on discount tickets from an unexpected source. Here in Florida, all the theme parks offer discounts to Florida residents. Check out Dealvario for some fun, a place for great deal on discount tickets.
7. Travel with a group.
If you belong to a church, civic group or other community organization, you may have opportunities to attend retreats, tours, and other travel events at a discounted price. Other budget-minded members may be interested in cost-sharing. Keep your social connections active so that you won’t miss any upcoming plans.
8. Try something weird.
America is home to many strange attractions, and because they are generally small operations, admission is fairly inexpensive.
9. Swap houses with a fellow vacationer.
Exchanging homes with someone in another state or country eliminates accommodation costs and lets you enjoy all the comforts of a complete, functional home during your vacation. While this might be an unfamiliar or uncomfortable idea to many, it is becoming increasingly popular; more than 250,000 home swaps take place each year. The appeal of this practice may be easier to understand when you consider its benefits. While you are on vacation, you have complete flexibility and freedom. You can easily prepare meals at home instead of eating out. In return, someone is taking care of your home until your return. To learn more about home-swapping vacations, visit HomeExchange.com
10. Follow your interests.
The best vacation plans reflect who you are as an individual. You might be happier spending your time at Cleveland’s Rock and Roll Hall of Fame or talking to locals in Area 51 than getting seasick on an expensive cruise. Don’t be fooled into thinking that the price of a vacation reflects its value. Find destinations that offer the things you love; you might be surprised at how affordable they are.
Fun Is Waiting for You
Don’t let your vacation days go to waste because you think you can’t afford to have a great time. With a little research and planning, you can build the perfect vacation from free and low-cost options throughout the country and around the world.
Read More »Debt Free in 60 Seconds
Imagine it, you being debt-free. No more annoying calls from the credit card companies, “reminding” you that your bill is past due (as if you’d forgotten) and no more giving your entire paycheck over to debt that you accumulated last semester.
Does it seem like a dream? It doesn’t have to be. You can make it your reality! Here’s how to do it – in just about a minute.
0:60 It’s simple – spend less than you make
OK, I know it’s simple, even if it’s not always so easy to do. But following this rule could have a serious impact on your financial health and peace of mind. The truth is if you can’t pay for it today then you probably won’t be able to afford it tomorrow either. So don’t put any unnecessary pressure on yourself to come up with money in the future that you can’t guarantee you’ll have today.
0:50 Bad Debt vs. “Good” Debt – know the difference
Good debt generally has an interest rate of 10% or less and will appreciate in value. Home mortgages and student loans are examples of money borrowed that will be well worth the investment in the future. Car loans are somewhat on the fence, true, they meet the low-rate rule, but cars almost never go up in value. Bad Debt (also known as consumer debt) is everything else – yup, that even includes your platinum-all-star-VIP-rewards card that you’re paying 29% interest on.
0:40 Pick a card & stick with it
I know that “settling” down is probably far from your mind with all the dating choices that you have, but when it comes to credit, you’re better off going “steady” with just one major credit card. Choose one with the lowest annual interest rate possible (check out your options at www.choosecreditwisely.com) Cancel and cut up any other cards, including all department store cards – you can even use the little pieces of plastic to make some cool wall art. Now that you’re exclusive to just one card treat it with respect, and you’ll have a great and long-term relationship.
0:30 It’s time to face the music
This won’t be fun at first, but it’s necessary to get you closer to not being afraid that “someone is after you” every time the phone rings. You’ve gotta pay to play, so pull out all of your credit card bills and line ‘em up on the floor. Find the minimum monthly payment for each one and then total them all up to get an overall monthly minimum payment amount. Make a commitment to pay the total minimum due PLUS $100 more to the highest outstanding balance every month (or at least enough to make a dent in it) If you can’t pull this off right away, then come up with a plan that will make it possible within the next three months. It might not be fun, but it’ll be worth it.
0:20 Ready. Set. Attack.
Get angry; I mean fighting mad. Your future is on the line, and it’ll be a bright one as long as you’re not strapped with debt. So the next step is to identify which of your credit cards has the highest annual interest rate and apply the $100 more (above the minimum amount due) to the highest interest rate account(s) first. Repeat this process monthly until the last Bad Debt account is paid in full.
0:10 Pretty pleeze?!
Grab a bill from any creditor that’s charging you more than 15% interest. Call them up, and with all the Academy Award winning acting skills you can muster ask that your rate lowered to 11%. Tell them that you’d really like to keep your account open with them, but that you’ve gotten “offers” for much-much-lower-rate cards (at this point let your voice trail off for dramatic effect). They’re gonna try to break you, but don’t let ‘em see you sweat, because to them, you’re not just a customer you’re a cash register (they hear cha-ching every time you charge something and don’t pay your balance in full). What do you have to loose? Just try it. It’ll be fun, and you stand to save a bunch of money.
0:01 Go ahead…Get your dance on
When the Bad Debt is 100% exorcised go ahead celebrate – heck, when you’re halfway there start doing the “happy dance” – life is meant to be enjoyed, and you’ll feel more carefree today when you’ve paid off your bar tab from spring break two years ago. Now that’s something to cheer about!
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